The GOC club has public and products liability insurance (alongside employers’ liability insurance) through Howden Insurance brokers. The insurance protects GOC, including all volunteers acting on its behalf, against any claims as a result of accidental bodily injury or property damage. It is important to note that the insurance coverage is for the club, and it does not provide general personal accident insurance for members participating in events. Coverage extends to all territories, except USA/Canada, and GOC volunteers should be usually UK-resident. GOC events covered by these policies should be:
- Organised by a GOC group
- Led by a member of the club
- Entered into the club’s event database
- In the list of activities below
GOC insurance is provided by a sport specialist insurer (Sportscover) and covers a range of “less risky” sports activities. As a guide, the following activities may be organised and led by a club member who has appropriate experience:
- Badminton
- Camping
- Canal boating
- Cycling (on road, cycle path or bridleway)
- Gym
- Hill walking
- Rambling
- Running
- Social
- Swimming
- Walking
If a group wants to organise any other activity, they should contact the Chair or Company Secretary so that appropriate insurance can be obtained (where insurance cover is not already being provided by another party). It is important where activities are jointly run, that there is agreement prior to the event on the insurance for that event.
Our insurance accepts that people who have not yet joined the Club may want to attend club events before joining. However, those who do so should note that the Club’s insurance protects GOC and its volunteers from claims; it does not provide general accident insurance for event participants.
The GOC club has its own specific insurance arrangements; in the case of any queries please contact the Chair or the Company Secretary – do not rely on insurance information from similar clubs.
- Last review: February 2026 by Robert Minikin, Secretary
- Committee member responsible for regular review: Secretary
